Insurance Solutions

Custom Individual Coverage

Not every member will qualify for The Alliance Group Umbrella Program. Some may fall outside the program profile because of class, geography, attachment structure, occupancy mix, loss history, limits need, or carrier guidelines.

Preferred Carrier Relationships

Flexibility Where Structure Doesn’t Fit


For those members, Rainshade provides access to Custom Individual Coverage through carrier partners that have reviewed The Alliance model, understand its severity-focused platform, and are interested in evaluating Alliance members on an individual risk basis.

Why Carriers Value The Alliance Review

A Deeper Submission Than the Market Typically Sees

Venue Severity Analytics

Incident Readiness

Documentation Review

Complete Underwriting Presentation

Risk Mitigation Posture Visibility

The Market Gap

Where Traditional Submissions Fall Short


This helps address a gap in the excess casualty market, where traditional submissions often fail to capture venue severity, social inflation exposure, plaintiff activity, or the member’s actual preparedness.

Where The Alliance Group Umbrella Program provides structure, Custom Individual Coverage provides flexibility.
Underwriting file review with charts and documents

Request Individual Risk Review

Request individual risk review through your retail broker.