The Verdict Risk Alliance has partnered with Rainshade Specialty, an excess casualty specialist, to develop insurance solutions for member organizations committed to understanding, reducing, and managing high-severity liability risk.
A well-structured severity risk mitigation plan should include insurance protection designed for the liability environment members actually face. In a market shaped by social inflation, venue volatility, nuclear verdicts, and rising excess casualty costs, insurance should be connected to how a member understands, documents, and manages severity risk.
Rainshade translates The Alliance’s severity-focused model into practical excess and umbrella liability solutions for eligible members. Rainshade brings deep experience customizing insurance solutions for Hospitality, Multifamily Housing, and Commercial Real Estate organizations with complex severity exposure.
The flagship structured purchasing group solution for eligible members in target segments.
A flexible individual underwriting path for members outside the Umbrella Program profile.
How retail brokers access Rainshade insurance solutions for Alliance members.
No. The Alliance is a member resource and severity risk mitigation platform. Insurance solutions are developed separately through Rainshade Specialty, an excess casualty specialist, and placed exclusively through retail insurance brokers.
Alliance insurance products are available exclusively through retail insurance brokers. Neither The Alliance nor Rainshade places coverage directly with members.
Coverage is expected to focus on broad-form excess and umbrella liability, with attachment starting at $1,000,000 above primary and limits up to $150,000,000 per occurrence.
Custom Individual Coverage provides a flexible path for members outside the Umbrella Program profile, individually underwritten through Rainshade carrier partners.
See whether your organization fits an Alliance insurance solution.